I didn t give him my pin or the number on the back of the card. It was an indian guy too. He kept asking me if I had another card available. Am I in trouble?
I have 8 bills totaling $75 a piece, which I had NO IDEA was not being covered by my insurance at the time and now I’m getting a call from a debt collector. Can they garnish me for these if I don’t pay them? I figure it’s a lot of money and if they don’t garnish me then why pay 8 x 75 for these bills?
I just applied for a credit card and got it approved, my father states that I need to build my credit. I asked him why, and he said i will need to have good credit if I want to buy a house, a car, etc. I asked him, what is the point of building credit if I can just use a debit card to pay all that stuff off instead...
So I got a credit card with a 1500 limit and I want to use it to buy myself a gaming laptop that’s 1300, is that ok to do with the credit card? To spend my limit
If you don't pay in full, then the FULL amount of interest for your purchase will be added to the card. (Not just interest for the balance remaining - ALL the interest that would have applied if you had not used a promo)
Even though it won't leave you much in savings, it is better to pay off the card and...
I want to cancel my debit card to avoid paying monthly for an offer I signed up. They took my debit card details and had me sign the contract. I tried contacting them to stop the recurring payment. If I cancel my debit card, will they still be able to charge?
I've lived by a pretty simple rule since I've been old enough to work. I do not spend money I don't have unless it's an emergency. I have never had any credit card debt or a balance I couldn't pay off by the end of each month. I've had a credit card for 13 years now. Why do others feel the...
First, you stop going, and you stop asking for credit cards. The first and most important step is building a history over going a year between attempts to get a credit card.
After you have not tried to get any credit cards in over a year, you deposit money at a bank that offers credit cards to customers who have...
Some places do this after 24 hours, others have nothing in place.
About a year ago my old roommates and I moved out of an apartment complex and shorty after found out our names had been sent to collections. They tried to say we still owed them over $1,000, however we had documents signed by the apartment stating we did not owe them anything and had made payments on time. We...